*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
    :root{
      --navy-core:#0B1D36;--navy:#0C2844;--navy-teal:#0D3555;--dark-teal:#0A4D5E;--teal-edge:#088F8A;
      --teal:#00C2B2;--teal-dark:#009E91;--gold:#D4AF37;--gold-btn:#C9A84C;--gold-antique:#B8962E;
      --gold-bg:rgba(212,175,55,0.12);--gold-border:rgba(212,175,55,0.30);
      --bg-white:#FFFFFF;--bg-light:#F8F9FA;--bg-warm:#F4F2EE;
      --text-dark:#111827;--text-gray:#6B7280;--text-gray-light:#9BA3AE;
      --green:#22C55E;--purple:#A78BFA;--red:#EF4444;
      --font-heading:'DM Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
      --font-body:'Open Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
      --space-xs:0.25rem;--space-sm:0.5rem;--space-md:1rem;--space-lg:1.5rem;--space-xl:2rem;
      --space-2xl:3rem;--space-3xl:4rem;--space-4xl:6rem;--space-5xl:8rem;
      --faq-nav-height:68px;--faq-pill-nav-height:48px;
      --radius-sm:6px;--radius-md:10px;--radius-lg:16px;
      --shadow-sm:0 1px 3px rgba(0,0,0,0.08);--shadow-md:0 4px 12px rgba(0,0,0,0.10);--shadow-lg:0 8px 30px rgba(0,0,0,0.12);
    }
    html{scroll-behavior:smooth}
    body{font-family:var(--font-body);color:var(--text-dark);background:var(--bg-white);line-height:1.7;-webkit-font-smoothing:antialiased}
    h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);font-weight:700;line-height:1.2}
    h1{font-size:clamp(2.25rem,5vw,3.75rem);letter-spacing:-0.02em}
    h2{font-size:clamp(1.75rem,4vw,2.5rem);letter-spacing:-0.01em}
    h3{font-size:clamp(1.25rem,3vw,1.75rem)}
    p{font-size:clamp(1rem,1.5vw,1.125rem)}
    a{color:inherit;text-decoration:none}
    .container{max-width:1200px;margin:0 auto;padding:0 var(--space-xl)}
    .container--narrow{max-width:800px;margin:0 auto;padding:0 var(--space-xl)}
    .component-frame{display:block;width:100%;border:0;background:transparent;overflow:hidden}
    .component-frame--nav{position:fixed;top:0;left:0;right:0;z-index:1000;height:var(--faq-nav-height)}
    .component-frame--footer{min-height:300px}
    .component-shell{position:relative;width:100%}
    .component-shell--footer{overflow:hidden}

    /* NAV */
    .nav{position:fixed;top:0;left:0;right:0;z-index:1000;padding:16px 0;transition:background .3s,padding .3s,box-shadow .3s}
    .nav.scrolled{background:rgba(11,29,54,0.97);padding:10px 0;box-shadow:0 2px 20px rgba(0,0,0,0.3);backdrop-filter:blur(12px)}
    .nav__inner{max-width:1360px;margin:0 auto;padding:0 var(--space-xl);display:flex;align-items:center;justify-content:space-between}
    .nav__brand{display:flex;align-items:center;gap:12px;text-decoration:none}
    .nav__mark svg{width:32px;height:32px}
    .nav__wordmark{font-family:var(--font-heading);font-size:1.25rem;font-weight:700;letter-spacing:0.5px}
    .nav__wordmark-pro{color:#FFF}
    .nav__wordmark-cite{color:var(--gold)}
    .nav__links{display:flex;align-items:center;gap:32px;list-style:none}
    .nav__link{color:rgba(255,255,255,0.75);font-family:var(--font-heading);font-size:.875rem;font-weight:500;letter-spacing:.02em;transition:color .2s;position:relative}
    .nav__link:hover{color:#FFF}
    .nav__link--active{color:#FFF}
    .nav__link--active::after{content:'';position:absolute;bottom:-6px;left:0;right:0;height:2px;background:var(--gold);border-radius:1px}
    .nav__dropdown{position:relative}
    .nav__dropdown-trigger{display:flex;align-items:center;gap:4px;cursor:pointer;background:none;border:none;color:rgba(255,255,255,0.75);font-family:var(--font-heading);font-size:.875rem;font-weight:500;letter-spacing:.02em;transition:color .2s}
    .nav__dropdown-trigger:hover{color:#FFF}
    .nav__dropdown-trigger svg{width:12px;height:12px;transition:transform .2s}
    .nav__dropdown:hover .nav__dropdown-trigger svg{transform:rotate(180deg)}
    .nav__dropdown-menu{position:absolute;top:calc(100% + 12px);left:-16px;background:var(--navy-core);border:1px solid rgba(255,255,255,0.1);border-radius:0;padding:8px;min-width:200px;opacity:0;visibility:hidden;transform:translateY(-4px);transition:all .2s;box-shadow:0 8px 30px rgba(0,0,0,0.4)}
    .nav__dropdown:hover .nav__dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}
    .nav__dropdown-item{display:flex;align-items:center;gap:10px;padding:10px 12px;border-radius:0;color:rgba(255,255,255,0.75);font-family:var(--font-heading);font-size:.8125rem;font-weight:500;transition:background .15s,color .15s}
    .nav__dropdown-item:hover{background:rgba(255,255,255,0.06);color:#FFF}
    .nav__dot{width:6px;height:6px;border-radius:50%;flex-shrink:0}
    .nav__dot--green{background:var(--green)}.nav__dot--purple{background:var(--purple)}.nav__dot--red{background:var(--red)}
    .nav__hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}
    .nav__hamburger span{display:block;width:22px;height:2px;background:rgba(255,255,255,0.8);border-radius:1px;transition:transform .3s,opacity .3s}

    /* HERO */
    .hero{background:radial-gradient(ellipse at 50% 40%,var(--dark-teal) 0%,var(--navy-teal) 35%,var(--navy) 60%,var(--navy-core) 100%);padding:calc(var(--space-5xl) + 40px) 0 var(--space-5xl);text-align:center;position:relative;overflow:visible;z-index:10}
    .hero::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:radial-gradient(circle at 50% 30%,rgba(0,194,178,0.08) 0%,transparent 60%);pointer-events:none}
    .hero::after{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background-image:radial-gradient(rgba(255,255,255,0.07) 1px,transparent 1px);background-size:24px 24px;pointer-events:none;mask-image:radial-gradient(ellipse at 50% 40%,black 20%,transparent 70%);-webkit-mask-image:radial-gradient(ellipse at 50% 40%,black 20%,transparent 70%)}
    .hero__floaters{position:absolute;top:0;left:0;right:0;bottom:0;pointer-events:none;overflow:hidden}
    .hero__float{position:absolute;opacity:0;animation:heroFloat linear infinite}
    .hero__float--qmark{font-family:var(--font-heading);font-weight:700;color:rgba(255,255,255,0.045);font-size:4.5rem;line-height:1}
    .hero__float--dtri{width:72px;height:72px;opacity:0}
    .hero__float--dtri svg{width:100%;height:100%}
    @keyframes heroFloat{
      0%{opacity:0}
      3%{opacity:1}
      92%{opacity:1}
      100%{opacity:0;transform:translateY(var(--travel)) translateX(var(--drift)) rotate(var(--spin))}
    }
    .hero__overline{display:inline-block;font-family:var(--font-heading);font-size:.75rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin-bottom:var(--space-lg)}
    .hero__title{font-size:clamp(2.25rem,5vw,3.75rem)!important;color:#FFF;max-width:800px;margin:0 auto var(--space-lg);position:relative}
    .hero__title span{color:var(--gold)}
    .hero__subtitle{font-size:clamp(1.125rem,2vw,1.375rem);color:rgba(255,255,255,0.85);max-width:640px;margin:0 auto var(--space-3xl);font-weight:400}
    .hero__search{max-width:520px;margin:0 auto;position:relative;z-index:100}
    .hero .container--narrow{position:relative;z-index:2}
    .hero__search-input{width:100%;padding:16px 50px 16px 20px;border:1.5px solid rgba(255,255,255,0.15);border-radius:0;background:rgba(255,255,255,0.06);color:#FFF;font-family:var(--font-body);font-size:1rem;transition:border-color .2s,background .2s}
    .hero__search-input::placeholder{color:rgba(255,255,255,0.4)}
    .hero__search-input:focus{outline:none;border-color:var(--teal);background:rgba(255,255,255,0.08);box-shadow:0 0 0 3px rgba(0,194,178,0.10)}
    .hero__search-icon{position:absolute;right:16px;top:50%;transform:translateY(-50%);color:rgba(255,255,255,0.4);pointer-events:none}
    .hero__popular{margin-top:var(--space-lg);display:flex;align-items:center;justify-content:center;gap:8px;flex-wrap:wrap}
    .hero__popular-label{font-size:.75rem;color:rgba(255,255,255,0.4);font-weight:600;letter-spacing:.05em;text-transform:uppercase}
    .hero__tag{display:inline-block;padding:4px 12px;border:1px solid rgba(255,255,255,0.12);border-radius:0;background:transparent;appearance:none;-webkit-appearance:none;font-family:inherit;font-size:.8125rem;line-height:inherit;color:rgba(255,255,255,0.6);cursor:pointer;transition:border-color .2s,color .2s,background .2s}
    .hero__tag:hover{border-color:var(--teal);color:var(--teal);background:rgba(0,194,178,0.06)}

    /* SEARCH DROPDOWN */
    .search-dropdown{position:absolute;top:calc(100% + 6px);left:0;right:0;background:var(--navy-core);border:1px solid rgba(0,194,178,0.2);border-radius:0;box-shadow:0 12px 40px rgba(0,0,0,0.5);max-height:360px;overflow-y:auto;opacity:0;visibility:hidden;transform:translateY(-4px);transition:opacity .2s,visibility .2s,transform .2s;z-index:100;scrollbar-width:thin;scrollbar-color:rgba(255,255,255,0.15) transparent}
    .search-dropdown.active{opacity:1;visibility:visible;transform:translateY(0)}
    .search-dropdown__list{padding:6px;list-style:none}
    .search-dropdown__item{display:flex;align-items:flex-start;gap:12px;width:100%;padding:12px 14px;border:0;border-radius:0;background:transparent;color:inherit;text-align:left;font:inherit;cursor:pointer;transition:background .15s}
    .search-dropdown__item:hover,.search-dropdown__item.active{background:rgba(255,255,255,0.06)}
    .search-dropdown__item-icon{flex-shrink:0;width:20px;height:20px;margin-top:2px;color:var(--teal);opacity:.6}
    .search-dropdown__item-content{flex:1;min-width:0}
    .search-dropdown__item-question{font-family:var(--font-heading);font-size:.9375rem;font-weight:600;color:#FFF;line-height:1.35}
    .search-dropdown__item-question mark{background:rgba(0,194,178,0.25);color:var(--teal);border-radius:2px;padding:0 2px}
    .search-dropdown__item-section{font-size:.75rem;color:rgba(255,255,255,0.35);font-weight:600;letter-spacing:.04em;margin-top:3px}
    .search-dropdown__empty{padding:20px 14px;text-align:center;font-size:.875rem;color:rgba(255,255,255,0.4);display:none}
    .search-dropdown__empty.visible{display:block}

    /* STAT BAR */
    .stat-bar{background:var(--navy-core);border-top:1px solid rgba(0,194,178,0.15);border-bottom:1px solid rgba(0,194,178,0.15);padding:var(--space-xl) 0;position:relative;z-index:1}
    .stat-bar__inner{display:flex;justify-content:center;align-items:center;gap:0;flex-wrap:wrap}
    .stat-bar__item{text-align:center;padding:0 var(--space-2xl)}
    .stat-bar__divider{width:1px;height:36px;background:rgba(255,255,255,0.12);flex-shrink:0}
    .stat-bar__number{font-family:var(--font-heading);font-size:1.5rem;font-weight:700;color:var(--gold);font-feature-settings:'tnum' 1}
    .stat-bar__label{font-size:.75rem;color:rgba(255,255,255,0.45);font-weight:600;letter-spacing:.05em;text-transform:uppercase;margin-top:4px}

    /* PILL NAV */
    .pill-nav{position:sticky;top:var(--faq-nav-height);z-index:900;background:rgba(248,249,250,0.95);backdrop-filter:blur(10px);border-bottom:1px solid rgba(0,0,0,0.06);padding:12px 0;transition:box-shadow .2s}
    .pill-nav.has-shadow{box-shadow:0 2px 8px rgba(0,0,0,0.06)}
    .pill-nav__inner{max-width:1000px;margin:0 auto;padding:0 var(--space-xl);display:flex;align-items:center;justify-content:center;gap:8px;flex-wrap:wrap}
    .pill-nav__item{flex-shrink:0;display:inline-flex;align-items:center;gap:6px;padding:7px 16px;border-radius:0;border:1px solid rgba(0,0,0,0.08);background:var(--bg-white);font-family:var(--font-heading);font-size:.8125rem;font-weight:600;color:var(--text-gray);cursor:pointer;transition:all .2s;text-decoration:none;white-space:nowrap}
    .pill-nav__item:hover{border-color:var(--teal);color:var(--teal-dark)}
    .pill-nav__item.active{background:var(--navy-core);border-color:var(--navy-core);color:#FFF}
    .pill-nav__count{display:inline-flex;align-items:center;justify-content:center;min-width:20px;height:20px;border-radius:0;font-size:.6875rem;font-weight:700;font-feature-settings:'tnum' 1}
    .pill-nav__item:not(.active) .pill-nav__count{background:var(--bg-light);color:var(--text-gray-light)}
    .pill-nav__item.active .pill-nav__count{background:rgba(255,255,255,0.15);color:rgba(255,255,255,0.7)}

    /* FAQ SECTIONS */
    .faq-section{padding:var(--space-4xl) 0;scroll-margin-top:calc(var(--faq-nav-height) + var(--faq-pill-nav-height) + 8px);position:relative}
    .faq-section::before{content:'';position:absolute;top:0;left:0;right:0;height:4px}
    .faq-section--light{background:var(--bg-white)}
    .faq-section--light::before{background:linear-gradient(90deg,var(--navy-core) 0%,var(--teal) 50%,var(--navy-core) 100%);opacity:0.3}
    .faq-section--warm{background:var(--bg-warm)}
    .faq-section--warm::before{background:linear-gradient(90deg,var(--bg-warm) 0%,var(--teal) 50%,var(--bg-warm) 100%);opacity:0.25}
    .faq-section--dark{background:radial-gradient(ellipse at 50% 50%,var(--navy-teal) 0%,var(--navy) 50%,var(--navy-core) 100%)}
    .faq-section--dark::before{background:linear-gradient(90deg,transparent 0%,var(--gold) 50%,transparent 100%);opacity:0.2}
    .faq-section__header{margin-bottom:var(--space-3xl);transition:background .4s,padding .4s;padding:0}
    .faq-section__header.highlight-flash{padding:var(--space-lg) var(--space-xl)}
    .faq-section--light .faq-section__header.highlight-flash,.faq-section--warm .faq-section__header.highlight-flash{background:rgba(0,194,178,0.06)}
    .faq-section--dark .faq-section__header.highlight-flash{background:rgba(0,194,178,0.1)}
    .faq-section__overline{display:block;font-family:var(--font-heading);font-size:.75rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;margin-bottom:var(--space-sm)}
    .faq-section__overline--teal{color:var(--teal-dark)}.faq-section__overline--gold{color:var(--gold)}
    .faq-section__title{margin-bottom:var(--space-md)}
    .faq-section__title--dark{color:var(--text-dark)}.faq-section__title--light{color:#FFF}
    .faq-section__subtitle{font-size:clamp(1rem,1.5vw,1.125rem);max-width:640px}
    .faq-section__subtitle--dark{color:var(--text-gray)}.faq-section__subtitle--light{color:rgba(255,255,255,0.85)}

    /* ACCORDION */
    .faq-list{display:flex;flex-direction:column;gap:1.5rem}
    .faq-item{border-radius:0;overflow:hidden;width:100%;transition:all 0.4s cubic-bezier(0.4,0,0.2,1)}
    .faq-item--light{background:var(--bg-white);border:1px solid rgba(0,194,178,.1)}
    .faq-item--light:hover{border-color:var(--teal);transform:translateY(-2px)}
    .faq-item--light.open{border-color:var(--gold);transform:translateY(-4px);background:rgba(201,168,76,0.02)}
    .faq-item--dark{background:rgba(255,255,255,0.02);border:1px solid rgba(0,194,178,.2)}
    .faq-item--dark:hover{border-color:var(--teal);background:rgba(255,255,255,0.04);transform:translateY(-2px)}
    .faq-item--dark.open{border-color:var(--gold);transform:translateY(-4px);background:rgba(201,168,76,0.02)}
    .faq-item--warm{background:var(--bg-white);border:1px solid rgba(0,194,178,.1)}
    .faq-item--warm:hover{border-color:var(--teal);transform:translateY(-2px)}
    .faq-item--warm.open{border-color:var(--gold);transform:translateY(-4px);background:rgba(201,168,76,0.02)}
    .faq-list .faq-item:nth-child(even).faq-item--light{background:var(--bg-light)}
    .faq-list .faq-item:nth-child(even).faq-item--warm{background:var(--bg-light)}
    .faq-list .faq-item:nth-child(even).faq-item--dark{background:rgba(255,255,255,0.02)}
    .faq-question{display:flex;align-items:center;justify-content:flex-start;gap:12px;padding:1.25rem 1.75rem;cursor:pointer;background:none;border:none;width:100%;text-align:left;font-family:var(--font-heading);font-size:1rem;font-weight:600;transition:color 0.3s ease}
    .faq-question--dark,.faq-question--light{color:var(--teal)}
    .faq-item.open .faq-question--dark,.faq-item.open .faq-question--light{color:var(--gold)}
    .faq-question__icon{flex-shrink:0;margin-left:auto;width:20px;height:20px;border-radius:0;display:flex;align-items:center;justify-content:center;color:var(--teal);transition:transform 0.5s cubic-bezier(0.4,0,0.2,1),color 0.4s ease;cursor:pointer;transform:rotate(180deg)}
    .faq-question__icon--light{background:none}
    .faq-question__icon--dark{background:none}
    .faq-question__icon svg{width:100%;height:100%;stroke:currentColor;transition:none}
    .faq-question__icon--light svg{stroke:currentColor}
    .faq-question__icon--dark svg{stroke:currentColor}
    .faq-item.open .faq-question__icon{transform:rotate(360deg);color:var(--gold)}
    .faq-item.open .faq-question__icon svg{transform:none}
    .faq-item.open .faq-question__icon--light{background:none}
    .faq-item.open .faq-question__icon--light svg{stroke:currentColor}
    .faq-item.open .faq-question__icon--dark{background:none}
    .faq-item.open .faq-question__icon--dark svg{stroke:currentColor}
    .faq-answer{max-height:0;overflow:hidden;opacity:0;padding:0 1.75rem;transition:max-height 0.4s cubic-bezier(0.4,0,0.2,1),padding 0.4s cubic-bezier(0.4,0,0.2,1),opacity 0.3s ease}
    .faq-item.open .faq-answer{opacity:1;padding:0 1.75rem 1.75rem}
    .faq-answer__inner{padding:0}
    .faq-answer__text{font-size:clamp(0.9375rem,1.3vw,1.0625rem);line-height:1.75}
    .faq-answer__text--light{color:var(--text-gray)}.faq-answer__text--dark{color:rgba(255,255,255,0.85)}
    .faq-answer__text .break{display:block;margin-top:0.6em}
    .faq-answer__list{list-style:none;display:flex;flex-wrap:wrap;gap:6px 10px;margin-top:0.6em;padding:0}
    .faq-answer__list li{font-size:clamp(0.8125rem,1.2vw,0.9375rem);padding:3px 10px;border-radius:4px;font-family:var(--font-heading);font-weight:500}
    .faq-answer__list--light li{background:var(--bg-light);color:var(--text-dark)}
    .faq-answer__list--dark li{background:rgba(255,255,255,0.07);color:rgba(255,255,255,0.85)}
    .faq-answer__sources{display:flex;flex-wrap:wrap;gap:6px;margin-top:0.6em}
    .faq-answer__source-tag{font-size:.75rem;padding:2px 8px;border-radius:3px;font-family:var(--font-heading);font-weight:600;letter-spacing:.02em}
    .faq-answer__source-tag--light{background:rgba(0,194,178,0.08);color:var(--teal-dark)}
    .faq-answer__source-tag--dark{background:rgba(0,194,178,0.12);color:var(--teal)}
    .faq-answer__link{display:inline-flex;align-items:center;gap:4px;margin-top:var(--space-sm);font-family:var(--font-heading);font-size:.875rem;font-weight:600;transition:opacity .2s}
    .faq-answer__link--teal{color:var(--teal)}.faq-answer__link--gold{color:var(--gold)}
    .faq-answer__link:hover{opacity:.8}
    .faq-answer__link svg{width:14px;height:14px}
    .section-name{border-bottom:1px solid rgba(255,255,255,0.25);padding-bottom:1px}

    /* CTA */
    .cta-section{background:radial-gradient(ellipse at 50% 50%,var(--dark-teal) 0%,var(--navy) 50%,var(--navy-core) 100%);padding:var(--space-5xl) 0;text-align:center;position:relative;overflow:hidden}
    .cta-section::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 50% 50%,rgba(0,194,178,0.06) 0%,transparent 70%);pointer-events:none}
    .cta-section .container--narrow{display:flex;flex-direction:column;align-items:center}
    .cta-section__title{color:#FFF;margin-bottom:var(--space-md)}
    .cta-section__subtitle{font-size:clamp(1rem,1.5vw,1.125rem);color:rgba(255,255,255,0.85);max-width:500px;margin:0 auto var(--space-2xl)}
    .svg-btn{display:inline-block;margin:0 auto;border:none;background:transparent;cursor:pointer;padding:0;text-decoration:none;transition:opacity 0.2s,transform 0.15s}
    .svg-btn:hover{transform:translateY(-2px);opacity:0.94}
    .svg-btn:active{opacity:0.88;transform:translateY(0)}
    .svg-btn svg{display:block}
    .cta-btn{display:inline-flex;align-items:center;gap:8px;padding:14px 32px;background:linear-gradient(135deg,var(--gold) 0%,var(--gold-antique) 100%);color:var(--navy-core);font-family:var(--font-heading);font-size:.9375rem;font-weight:700;letter-spacing:.03em;border:none;border-radius:4px;cursor:pointer;transition:transform .2s,box-shadow .2s;clip-path:polygon(8px 0%,calc(100% - 8px) 0%,100% 8px,100% calc(100% - 8px),calc(100% - 8px) 100%,8px 100%,0% calc(100% - 8px),0% 8px)}
    .cta-btn:hover{transform:translateY(-2px);box-shadow:0 4px 20px rgba(212,175,55,0.3)}
    .cta-btn svg{width:16px;height:16px}

    /* BACK TO TOP */
    .back-to-top{position:fixed;bottom:32px;right:32px;width:44px;height:44px;border-radius:0;background:var(--navy-core);border:1px solid rgba(0,194,178,0.25);color:var(--teal);display:flex;align-items:center;justify-content:center;cursor:pointer;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .3s,visibility .3s,transform .3s,background .2s;z-index:90;box-shadow:0 4px 16px rgba(0,0,0,0.25)}
    .back-to-top.visible{opacity:1;visibility:visible;transform:translateY(0)}
    .back-to-top:hover{background:var(--navy-teal);border-color:var(--teal)}
    .back-to-top svg{width:20px;height:20px}

    /* FOOTER */
    .footer{background:var(--navy-core);border-top:1px solid rgba(255,255,255,0.06);padding:var(--space-4xl) 0 var(--space-2xl)}
    .footer__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-3xl);margin-bottom:var(--space-3xl)}
    .footer__col-title{font-family:var(--font-heading);font-size:.6875rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,0.45);margin-bottom:var(--space-lg)}
    .footer__col-links{list-style:none;display:flex;flex-direction:column;gap:10px}
    .footer__link{font-size:.875rem;color:rgba(255,255,255,0.6);transition:color .2s}
    .footer__link:hover{color:#FFF}
    .footer__link--active{color:var(--gold)}
    .footer__bottom{border-top:1px solid rgba(255,255,255,0.06);padding-top:var(--space-xl);text-align:center;font-size:.8125rem;color:rgba(255,255,255,0.3)}

    /* REVEAL */
    .reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}
    .reveal.visible{opacity:1;transform:translateY(0)}

    /* RESPONSIVE */
    @media(max-width:768px){
      :root{--faq-nav-height:64px}
      .component-frame--nav{height:var(--faq-nav-height)}
      .nav__links{display:none;position:fixed;top:0;left:0;right:0;bottom:0;background:rgba(11,29,54,0.98);flex-direction:column;align-items:center;justify-content:center;gap:28px;backdrop-filter:blur(16px)}
      .nav__links.mobile-open{display:flex}
      .nav__hamburger{display:flex;z-index:1001}
      .nav__hamburger.open span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
      .nav__hamburger.open span:nth-child(2){opacity:0}
      .nav__hamburger.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}
      .nav__dropdown-menu{position:static;opacity:1;visibility:visible;transform:none;background:transparent;border:none;box-shadow:none;padding:0;min-width:0}
      .nav__dropdown-item{justify-content:center;font-size:.9375rem}
      .hero{padding:calc(var(--space-5xl) + 20px) 0 var(--space-3xl)}
      .stat-bar__inner{gap:var(--space-xl)}
      .stat-bar__divider{display:none}
      .pill-nav__inner{gap:6px}
      .footer__grid{grid-template-columns:repeat(2,1fr);gap:var(--space-xl)}
      .hero__popular{flex-direction:column}
      .back-to-top{bottom:20px;right:20px;width:40px;height:40px}
    }
    @media(max-width:480px){
      .footer__grid{grid-template-columns:1fr}
      .stat-bar__inner{flex-direction:column;gap:var(--space-lg)}
    }